I’ve learned a few important things through your post. I would also like to convey that there is a situation where you will apply for a loan and don’t need a cosigner such as a Fed Student Aid Loan. However, if you are getting financing through a classic bank then you need to be willing to have a cosigner ready to help you. The lenders may base any decision using a few components but the greatest will be your credit worthiness. There are some lenders that will as well look at your job history and determine based on this but in most cases it will depend on your credit score.
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